Commercial auto insurance is required in most circumstances when the vehicle is used for business purposes and meets specific requirements. In addition to the registration, other requirements include ownership by a corporation, use in hauling goods for hire, and gross vehicle weight. Some small trucks can be owned and insured under a personal automobile insurance policy.
Commercial automobile insurance policies are not price regulated like private passenger policies, creating increased competition among providers.
Contact us for more information, or request API’s free, no-obligation comparative quote from multiple insurance carriers to get the best possible rate.